Annual plans for private lending teams

From prospecting to market and risk intelligence.

Private Lender Radar gives lending teams the coverage, contacts, and market intelligence they need, from single-state prospecting to a nationwide view with TMO Analytics.

Private Lender Radar and TMO Analytics plans

Choose the plan that fits your team's lending footprint

Compare market coverage, contact access, integration capacity, and access to TMO Analytics. Every plan includes unlimited team seats.

All published prices are for annual agreements.

TMO customer? Current TMO customers may qualify for bundled pricing when adding SFR Analytics products. Final pricing depends on product mix and rollout scope.

Prospecting and relationship intelligence

Private Lender Radar Local

Build borrower prospecting and lender-intelligence workflows across one state.

$6,800/year

1 state included

  • Reach active borrowers directly with verified contact information
  • See which lenders are active on which property types across your state
  • Prospect straight from your existing CRM
  • Unlimited team seats
  • 100 contact unlocks and 250 API and MCP usage credits per month

Additional usage

  • Additional 100 contact unlocks: $50
  • Additional 1,000 API and MCP usage credits: $250
  • Additional state coverage: $2,000/year per state

Prospecting and relationship intelligence

Private Lender Radar Regional

Expand borrower prospecting and competitor intelligence across a multi-state private lending footprint.

$18,000/year

6 states included

  • Everything in Private Lender Radar Local, expanded across a 6-state footprint
  • Reach active borrowers region-wide with verified contact information and no monthly cap on contact unlocks
  • Track which competitors are lending on which property types across your region
  • Unlimited team seats
  • 5,000 API and MCP usage credits per month

Additional usage

  • Additional 1,000 API and MCP usage credits: $150
  • Additional state coverage: $2,000/year per state
Complete access

Market insights and risk intelligence

TMO Analytics National

Add nationwide, aggregated loan-performance and delinquency intelligence to the complete Private Lender Radar experience.

$42,000/year

Nationwide coverage

  • Exclusive market insights: see aggregated performance trends for active loans during servicing across any U.S. market, not just what is transacting
  • Daily 30-, 60-, and 90-day delinquency benchmarks, nationwide
  • Filter risk by geography, LTV, FICO band, property type, and borrower experience
  • Neighborhood-level risk heatmaps, down to any address
  • Spot loan types and borrower segments starting to overperform or underperform early
  • Everything in Private Lender Radar Regional, expanded nationwide with unlimited usage

Unlimited usage

Contact unlocks and API and MCP usage credits are unlimited.

Compare plan access

Compare Private Lender Radar and TMO Analytics plan access
Plan featureLocalRegionalNational
Market coverage1 state6 statesNationwide
Team seatsUnlimitedUnlimitedUnlimited
Contact unlocks100/monthUnlimitedUnlimited
API and MCP usage credits250/month5,000/monthUnlimited
TMO AnalyticsNot includedNot includedIncluded

What changes with TMO Analytics

Market activity and actual loan performance, in one progression

Private Lender Radar provides public-record intelligence about lenders, borrowers, properties, and market activity. TMO Analytics adds anonymized loan performance data from loans serviced on the TMO platform, enriched with public records and SFR Analytics data.

Private Lender Radar

Shows what is happening in the market.

Find active borrowers, understand lender relationships, compare property-type activity, and move prospecting data into your team's existing workflows.

TMO Analytics

Shows how those loans are performing.

Analyze aggregated delinquency rates by geography, LTV, FICO band, property type, purchase price, and borrower experience, with address-level local benchmarks and nationwide comparisons.

Granular insight without individual exposure

TMO Analytics presents aggregated and anonymized market-level trends and risk indicators. It does not expose individual TMO loans, borrowers, or personally identifiable information.

Designed for private-lending owners and executives, credit and risk leaders, underwriters, asset managers, originations and pricing teams, and institutional loan buyers evaluating pools against broader market benchmarks.

How lending teams use Private Lender Radar

Build borrower pipeline, verify experience, monitor competitors, and expand into new markets with public-record intelligence that fits your existing workflows.

Lead Generation

Identify borrower prospects in your target markets and fill your pipeline with leads backed by recorded transaction history.

Competitive Analysis

Track your competitors' borrowers, loan volumes, and geographic focus to understand market dynamics and identify under-served niches.

Borrower Verification

Verify borrower experience with actual transaction history rather than claimed volume, reducing risk and improving portfolio performance.

Market Expansion

Research new geographic markets to identify active areas with strong investor presence before committing resources.

Direct Marketing

Export contact-enriched borrower data for targeted direct mail, email campaigns, and call lists built around observed transaction history.

Market Insights

Publish industry analysis and market trends to establish thought leadership and attract borrowers to your platform.

How lending teams use TMO Analytics

Turn emerging aggregate performance trends into better underwriting, portfolio monitoring, market expansion, and credit decisions.

Underwrite new loans

Compare a proposed loan profile with aggregated delinquency benchmarks for similar markets and characteristics.

Monitor portfolio risk

Track where loan types, borrower segments, and geographies are beginning to overperform or underperform.

Benchmark performance

Compare portfolio expectations with broader market and nationwide 30-, 60-, and 90-day delinquency rates.

Evaluate new markets

Use neighborhood-level risk heatmaps and nationwide comparisons before expanding into a new geography.

Find emerging segments

Identify loan types and borrower profiles whose aggregate performance is beginning to shift.

Refine credit strategy

Use emerging performance trends to inform pricing, underwriting criteria, and credit policy.

Pricing questions, answered

Are these plans available month to month?

Private Lender Radar Local, Private Lender Radar Regional, and TMO Analytics National are annual agreements.

What geographic coverage does the Local plan include?

Private Lender Radar Local includes one state. Additional state coverage is available for $2,000/year per state.

Are seats priced separately?

No. Every plan includes unlimited team seats.

Do The Mortgage Office customers receive bundled pricing?

Current TMO customers may qualify for bundled pricing when adding SFR Analytics products. Final pricing depends on product mix and rollout scope. The final bundle is confirmed in your quote rather than applied as a blanket percentage to every customer.

How do contact unlocks and API and MCP usage credits work?

A contact information unlock gives your team access to the available contact information for that record and counts against the plan's monthly allowance. API and MCP usage credits cover programmatic data queries and supported AI-tool workflows. Private Lender Radar Regional includes unlimited contact unlocks, while TMO Analytics National includes unlimited contact unlocks and usage credits.

What is included in TMO Analytics National?

Everything in Private Lender Radar Regional, plus nationwide coverage, unlimited usage, aggregated active-loan performance trends, daily 30-, 60-, and 90-day delinquency benchmarks, risk filters, and neighborhood-level heatmaps.

Does TMO Analytics expose individual borrower or loan records?

No. TMO Analytics presents aggregated and anonymized market-level trends and risk indicators. It does not expose individual TMO loans, borrowers, or personally identifiable information.

Not sure which plan fits?

Tell us where your team lends and how it prospects, integrates data, and evaluates markets. We'll help identify the plan that fits your needs.

Book a Demo